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Community Bank and Trust offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA
RD
VA
THDA
30 year fixed
20 year fixed
15 year fixed
10 year fixed

FHA
Term: 30 years   Maximum Amount: $432,000

RD

Please call for specific details, area restrictions do apply

Term: 30 years   Maximum Amount: $432,000

VA
Term: 30 years   Maximum Amount: $432,000

THDA

THDA can be added to conventional, FHA or RD loans.  THDA offers a 3% down payment grant and 1% towards closing cost of a purchase. 

THDA also offers a program called GREAT RATE, which allows consumers a discounted rate which lowers the monthly payment cost of your mortgage. However, if you chose the GREAT RATE option you can not use the great start down payment assistance. 

Please call for details.  Restrictions do apply


30 year fixed
Term: 30 years   Maximum Amount: $432,500

20 year fixed
Term: 20 years   Maximum Amount: $432,500

15 year fixed
Term: 15 years   Maximum Amount: $432,500

10 year fixed
Term: 10 years   Maximum Amount: $432,500



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.